Note: Please check your Spam or Junk folder, in case you didn't receive the email with verification code.
Unit–I
Introduction to Banking
Structure of Indian Banking System-Scheduled Commercial Banks, Foreign Banks; Commercial Banks
Versus Payment Banks; Types of Banking – Universal Banking, Wholesale Banking, Private Banking, Retail
Banking; Evolution of Banking in India – Nationalization, Banking Reforms; Financial Intermediation by
Banks; Role of Commercial Banking and Economic Development, RBI, Banker-Customer Relationship,
Functions of a Bank, Banking Sector and Organization of Banks; Different Types of Accounts, Various
Services Offered by Banks, Sources of Risk in Banks; Analyzing Banks Financial Statements.
Unit–II
Uses of Bank Funds
Features of Bank Credit, Different Types of Accounts, Steps to be Followed in the Assessment of Credit
Worthiness of a Prospective Borrower, the Credit Process and Management, Different Types of Loans and
their Features, Loan Pricing: The Basic Model, Pricing of Fixed & Floating Rate Loans, Cost-Benefit Loan
Pricing, Customer Profitability Analysis, NPAs:- Concept of Gross and Net NPAs, Causes, Implications & Recovery of NPAs, Priority Sector Lending.
Unit–III
Regulation and Innovations in Banking System
Regulation of Bank Capital: The Need to Regulate Bank Capital, Concept of Economic Model, Concept of
Regulatory Capital, Basel Accords I,II and III; Banking Innovations:-Core Banking Solution, Retail Banking-
Products & Services-Nature, Scope, Future and Strategies, Plastic Money, National Electronic Funds Transfer, ATM, Mobile Banking, M Wallets, Net Banking; Bancassurance; Payment & Settlement Systems in Banks – Clearing and Gateways.
Unit–IV
Introduction to Insurance
Definition and Nature of Insurance, Role and Importance of Insurance, History and Development of
Insurance, Risk Management and the Role of Insurance, Features of Insurable Risk; Principles of Insurance;
Legal Aspects of Insurance Contract, Functions of Insurers, Types of Insurers, Reinsurance, Prospects of Insurance Companies, Overview of IRDA.
Unit–V
Life Insurance and General Insurance
The Concept of Life Insurance, Life Insurance Products- Traditional and Market Related, Pension Plans,
Group Insurance, Insurance for the Underprivileged; Tax Treatment of Life Insurance; Claims Settlement,
Distribution Channel-Marketing Intermediaries; General Insurance Types - Health and Accident, Motor,Fire, Credit and Crop.
No Preview is available for this book
CategoriesManagement
Format PDF
TypeeBook